Deborah LeBlanc

At this time of year we reflect on how blessed our lives are. You are all an integral part of our world and we want you to know how fortunate we feel to be a part of your life.

We are priviledged to be livining in British Columbia and doing what we love for our work. We treasure the joy of finding you, your friends and loved ones the perfect home!

We want to thank each and every one of you for your business, referrals, friendship and support. We appreciate each occasion we have had to share a story or a memory. You have enriched our lives.

We look forward to experiencing new beginnings and creating more stories in the years to come.

We wish you and your loved ones a 2012 filled with love, health, laughter and prosperity.

We raise a glass and toast you and your families - may all your hopes and dreams be fulfilled!

Enthusiastically,

Deborah & Leo

If you need a lawyer for a power of attorney, haven't done your wills or need to update them, if would be a great idea to contact Bill Cadman. Many of you have used Bill's services for you real estate transactions. Bill has had his law practice in Coquitlam since 1985 and will take very good care of you.

For more information about Bill Cadman and his services, click here!

Get the Most out of Holiday Retail Deals!

This month's information helps you prepare for the holiday shopping season. The first page offers tips and tricks to help you score deals on gifts for everyone on your list and the second page provides valuable information about how to avoid scams and protect your credit and debit card information both in store and online. Feel free to share this useful information with your family and friends.

Download Your Copy Here!

October proved to be an interesting month! We are so tied into the global economy that daily news of what is happening in the rest of the world affects us on a personal level whether it is our investments, job security or for many worry about relatives living abroad. It isn't all doom and gloom, we are so lucky to be living in Canada at a time with record low interest rates holding strong.

Please make sure to follow the business we endorse each month on the reverse side of our letter. If you need a lawyer for a power of attorney, haven't done your wills or need to update them, if would be a great idea to contact Bill Cadman. Many of you have used Bill's services for you real estate transactions. Bill has had his law practice in Coquitlam since 1985 and will take very good care of you.

REBGV Stats for October:

• Stats for October showed a 3.2% increase over September 2011 for total property sales, however ranked as the second lowest number of sales for October over the last 10 years.
• New listings for properties in Greater Vancouver were on par with the 10 year average.
• Total number of properties listed for sale represents an 18.3% increase compared to October 2010, and a 23% decrease compared to September 2011.
• MLS Housing Price Index benchmark price for all residential properties in GV over the last 12 months has increased 7.5% to $622,955 in October 2011 from $579,349 in October 2010. However, since reaching its peak in June of $630,921 the benchmark price for all residential properties in the region has declined 1.3%.

Detached Properties:
Benchmark price increased 11% from Oct 2010 to $884,778 but decreased 1.3% compared to last month.

Attached Properties:
Benchmark price increased 6.5% between Oct 2010 & Oct 2011 to $519,455 & increased 1/2% compared to last month.

Apartment Properties:
Benchmark price increased 3.2% from Oct 2010 to Oct 2011 to $402,702 but decreased .7% compared to last month.

This Month's Item of Value - Get the Most out of Holiday Retail Deals!

This month's information helps you prepare for the holiday shopping season. The first page offers tips and tricks to help you score deals on gifts for everyone on your list and the second page provides valuable information about how to avoid scams and protect your credit and debit card information both in store and online. Feel free to share this useful information with your family and friends.

Oh & by the way.....we are never too busy for our referrals! Send us the name and phone number of your contact and we will totally take care of them from beginning to end! Please don't forget our appreciation of $500.00 for your successful referral!

We have tips to help you achieve financial freedom that outlines steps you can take to create a budget and save money! Including a detailed plan to eliminate debt from credit cards and loans in a fraciton of the time it would traditionally take.

Feel free to share this information with your family & friends who would like to improve their financial security!

Download your PDF Copy, HERE!

We are heading into the last quarter of the year! All news is extremly encouraging in regards to the housing market. Interest rates are very low - if you are renewing your mortgage or would like advice on how to lower your payments please give us a call.

We are always appreciative of your referrals and appreciate the opportunity to support you and your friend in anyway that we can.

This month's business partner is our favourite kitchenware & gourmet food store; Cooks'n Corks! It is a perfect time with the holidays upon us to pick up house warming presents or sign up for some cooking classes which are always a lot of fun. Please check it out HERE, which incldues some upcoming discounts from October 22-30th!

REBGV Stats for September:

• The summer months had fewer sales and more listings which helped moved the REBGV into the upper end of a buyer's market.
• The number of properties listed for sale has increased each month since the beginning of the year.
• "The sales-to-active-listing ratio currently sits at 14% which is the lowest it's been this year. Generally analysts say that a buyer's market takes shape when the ratio dips to about 12 to 14%, or lower, for a sustained period of time." Setticasi said, REGBV President.

Detached Properties: Benchmark price increased 13.4% from Sept 2010-2011 to $896,707. 14.7% of homes listed in September sold (one in 7 detached properties sold).

Attached Properties: Benchmark price increased 5.4% between Sept 2010-2011 to $516,697. 15.1% of homes listed in September sold (one in 6 attached properties listed sold).

Apartments: Benchmark price increased 4.4% from Sept 2010-2011 to $405,569. 14.3% of homes listed in September sold (one in 7 apartments listed sold).

This Month's Item of Value - How to Achieve Financial Freedom!

We have tips to help you achieve financial freedom that outlines steps you can take to create a budget and save money! Including a detailed plan to eliminate debt from credit cards and loans in a fraciton of the time it would traditionally take.

Feel free to share this information with your family & friends who would like to improve their financial security!

Oh by the way......We are never too busy for your referrals! Please don't forget our appreciation of $500.00 for each successful referral!

This month's business partner is our favourite kitchenware & gourmet food store; Cooks'n Corks! It is a perfect time with the holidays upon us to pick up house warming presents or sign up for some cooking classes which are always a lot of fun.

Please check it out HERE, which incldues some upcoming discounts from October 22-30th!

This month's "Item of Value" coincides perfectly with a financial service professional! It speaks to the new Tax-Free Savings Account (TFSA) that were initiated by the government in 2008. Many people have opened these savings accounts as a way to save for retirement, a down payment on a first home or university-related expenses.

This month's info shows how this TFSA can complement an established Registered Retirement Savings Plan (RRSP) or other savings account and can help you save for both short and long term goals. Since many people are interested in ways to save money for retirement, feel free to pass this information on to your family and friends.

In the document find out about; 

• The Benefits of TFSA
• The Rules of TFSA
• Who TFSA's are Ideal For
• How to use a TFSA to Save

To download a copy of our September Item of Value "Tax-Free Savings Account (TFSA), click here!

Summer finally came and was glorious! Now it is back to school for those of you with children, conferences and last quarter goals for those with careers and for the lucky retired clients - well you are so lucky to wake up everyday and have a million option of what to do!

The market has been very steady throughout the summer and we are gearing up for a terrific fall season! By mid September those clients wanting to be in a new home for the Holidays are out there looking! Whatever your plans - we are here to help you get there.

This month's business partner we are promoting is Blaine St. Arnault - a financial planner who we have personally worked with for over 20 years! If you have been thinking of sitting down with a financial planner please give Blaine a call. We are sure you will feel comfortable speaking with him. Please check out the services Blaine provides on this attached document.

REBGV Stats for August 2011:

• The MLSLink Housing Price Index (HP) benchmark price for all residential properties in Greater Vancouver over the last 12 months has increased 8.5% to $625,578 in August 2011 from $576,597 in August 2010.
• Last month there were 2.378 sales in total and 15,437 listings - therefore 15% of the listings are selling.
• Greater Vancouver home sales trended towards a buyers' market over the summer - New listings in August were up 24.9% compared to August 2010.
• Last month's new listings total was the highest volume recorded for August in 16 years.

Detached Properties: Benchmark price increased 11.7% from August 2010 to $888,243 (Down from July's $898,886)

Attached Properties: Benchmark price increased 4.5% from August 2010 to $511,433 (Down from July's $524,909)

Apartments: Benchmark price increased 5.6% from August 2010 to $407,457 (Up from July's $405,306)

This month's "Item of Value" coincides perfectly with a financial service professional! It speaks to the new Tax-Free Savings Account (TFSA) that were initiated by the government in 2008. Many people have opened these savings accounts as a way to save for retirement, a down payment on a first home or university-related expenses.

This month's info shows how this TFSA can complement an established Registered Retirement Savings Plan (RRSP) or other savings account and can help you save for both short and long term goals. Since many people are interested in ways to save money for retirement, feel free to pass this information on to your family and friends.

Oh & by the way.......We are never too busy for your referrals! Please don't forget our appreciation of $500.00 for each successful referral!